Every service, explained.
Plain-English breakdowns of each facility and advisory service we offer — so you know exactly what you're applying for before you speak with a consultant.
SME Working Capital Loan
A short-term facility designed to bridge the gap between payables and receivables. Whether you're funding payroll, restocking inventory, or covering a seasonal dip, working capital loans give your business the breathing room to operate without disruption — repaid from ongoing cash flow.
SME Business Term Loan
A lump-sum facility repaid over a fixed schedule, suited for expansion, new equipment, acquisitions, or strategic projects. Terms can be secured against assets or unsecured based on business performance, with tenure typically up to seven years.
Tradeline
A revolving credit line that lets your business draw and repay as needed. Ideal for managing supply chain timing, letters of credit, and trade cycles — you only pay interest on what you use, making it a cost-efficient buffer for irregular cash flow.
Invoice Factoring
Convert outstanding invoices into immediate cash. We advance up to 90% of your approved invoices upfront, with the balance paid when your buyer settles. Both recourse and non-recourse structures are available, freeing up capital tied in 30–90 day terms.
Property Refinancing / Cash-Out
Release equity from your owned property to fund business growth or personal needs. By refinancing at competitive rates or drawing cash against valuation, you unlock liquidity while retaining ownership — with flexible tenure up to 35 years.
Hire Purchase / Equipment Financing
Acquire machinery, vehicles, or equipment through structured repayment aligned to the asset's productive life. The asset itself secures the facility, so your operating cash remains free — with tenure typically two to seven years and up to 90% financing.
Car Loan
Financing for new or used vehicles, for individuals or businesses. We secure competitive rates and clear terms across our lender network, with approval often on the same day and financing up to 100% of the vehicle price.
Personal Loan
Unsecured financing for life's demands — debt consolidation, education, medical, or the unexpected. With no collateral required and disbursement in as little as 24 hours, personal loans offer fast, flexible liquidity with no early repayment penalty.
Renovation Loan
Financing tailored for home and commercial renovation projects. Funds are disbursed in tranches aligned to construction milestones, giving you controlled access to capital as work progresses — with tenure up to five years.
Mortgage Loan
Residential and commercial mortgage financing across our network of banks and private funders. We structure fixed or floating rate facilities for purchase, refinancing, or switch-over — with financing up to 75% of property value.
Buy / Sell Properties
Advisory and deal support across residential and commercial property transactions — from sourcing and valuation to negotiation and closing, ensuring you transact at the right price on the right terms.
Renovation Services
End-to-end renovation project management, coordinating design, contractors, and timelines so your space is delivered on spec and on schedule — fully integrated with our renovation financing.
Legacy Planning
Structure your wealth for the next generation through wills, trusts, and inter-generational planning — protecting assets, minimising friction, and ensuring your intentions are carried out.
Investments
Portfolio construction across asset classes, matched to your risk profile and horizon. We help you allocate capital intelligently — balancing growth, income, and protection for long-term outcomes.
Merger & Acquisitions
Deal origination, valuation, and transaction support for business sales, acquisitions, and mergers — from target identification to due diligence and closing, safeguarding value through every stage.